Nowadays credit cards have made anyone’s life easy in lieu of not standing in queue for bill payments or cash counters after shopping.
You can use your credit card for online shopping of groceries to gadgets and save money as most of the popular credit cards offer cashback or reward points.
If you collect reward points on a credit card you can redeem them anytime you want.
But According to proof, one-third of Credit Card users do not make use of their Reward Points and they go into vain.
Here are a few indicators to aid you get the most out of your credit card’s reward points.
Go for a credit card that fits with your lifestyle
The first move is to choose a credit card that best suits your needs.
If you want to avail attractive offer For example, if you’re looking for a card that offers movie tickets bonus, fuel surcharge, EMI Finance, the Bajaj Finserv RBL Bank Platinum Choice SuperCard could be the right fit.
This card helps you to avail yourself of attractive offers also it is designed which is fit your shopping habits and lifestyle, and allowing you to save money on all of your purchases.
Avail cashback on your every purchase, including groceries, electronics, apparel, and automobiles, also you can apply for this credit card with minimum documents.
You can also go for an emergency advance for 90 days on your cash limit with just a 1.16% interest rate. The Reward Points scheme on this Credit Card is also very appealing since you can collect them in a variety of ways like if you spend 100 rs you will get 1 reward point.
Similarly, if you use a credit card for online shopping to pay for gadgets, or any other purchase made online, the reward points are doubled.
Consider the features
When choosing the best credit card for reward points, it is important to pay careful attention to the main features and benefits. Easy EMI, fuel surcharge waiver, cash withdrawal up to 50 days interest-free and different others are the main benefits if you choose Bajaj Finserv RBL Bank Platinum Choice SuperCard.
Apart from these the users of this credit card get 2000 reward points when they apply for the card and 5000 reward points that are easily redeemable if you spend Rs. 75,000 annually.
Cashback offer is lucrative
If you love shopping online, a credit card for reward points that offers interesting new deals and rewards will help you save money.
In case you spend 30000 a year by using your Bajaj Finserv RBL Bank Platinum Choice SuperCard you will get Rs 499 reversed in the second year as a waiver of next year’s annual fees, so it is a good opportunity for you.
You will also enjoy a cashback offer at times when you pay online.
Remember to check out Bajaj’s official website for regular deals and offers on other e-commerce websites in categories including movie tickets on Bookmyshow, groceries, and personal care.
Redeem the reward points through official links for a diverse range of gift cards, hotel stays airline tickets, and so on.
If you are in search of the Credit Card that gives you the maximum MoneyBack benefits, you can consider the Bajaj Finserv RBL Bank Platinum Choice SuperCard.
Only the joining bonus of 2,000 reward points will be credited if you pay the joining fee and cross Rs. 2,000 in spends within 30 days of receiving your card. The value of 1 Reward Point varies between Rs. 0.18 and Rs. 0.30 depending on the category.
Check out the seasonal discounts
You can receive emails containing exclusive deals, which will most likely end up in your spam folder. However, before you delete them, check for any Credit Card offers that include additional benefits.
For example, the best credit card for reward points provides additional benefits on transactions during Diwali and other festive seasons, which can result in additional savings.
A discussion regarding credit cards is always incomplete without appreciating the benefits linked with the RBL Bank SuperCard.
All RBL Bank SuperCard users are entitled to a world of opportunities with huge cashback and reward points on every purchase, where you can easily manage your purchases at the easy EMIs.
Plus, you can withdraw interest-free cash from an ATM for a period of 50 days.